A homeownership budget is much more than just figuring out if you can make the mortgage payments. We will get that piece figured out with a lender before we even put down an offer on a house.
There are other costs that you should consider while putting together a budget.
Some are obvious like utilities or home services like the internet but others you might not think about like maintenance and repairs, taxes and insurance.
If you need help planning a budget for a new home, feel free to reach out!