Ideally, lenders will require you to have a minimum credit score of 620 to qualify. But there are options as well if you are a tad bit not there to that score yet. There are mortgage programs and first-time home buyer’s assistance that can help you with that.
Most lenders use the FICO® Score to determine your creditworthiness.
A good credit score can help you secure better rates and options. If buying a home in 2022 is on your To-Do list start working on your credit score now so you can be ready!