You probably know that getting pre-approved for a home loan is critical before you start house hunting. But I encourage my clients not to rush that important first step.

Your mortgage rate has a big impact on your monthly payments. Even a fraction of a percent adds up to big savings over time, so it’s worth it to talk to multiple lenders. You might also consider a mortgage broker, who will look at many lenders and present you with options.

Once you do find the right loan for you, then it’s time for the fun part! That’s when we get to talk about your wish list for a new home and start looking!