July 25 There are three main things LOs will look at: – DTI (debt to income ratio)– Down payment– Credit score The good news is these things are all in your control. With a little time and planning each of them can be improved. Leave a Reply Cancel replyCommentEnter your name or username to comment Enter your email address to comment Enter your website URL (optional) Save my name, email, and website in this browser for the next time I comment.