January 11

January 11

Ideally, lenders will require you to have a minimum credit score of 620 to qualify. But there are options as well if you are a tad bit not there to that score yet. There are mortgage programs and first-time home buyer’s assistance that can help you with that.

Most lenders use the FICO® Score to determine your creditworthiness.

A good credit score can help you secure better rates and options. If buying a home in 2022 is on your To-Do list start working on your credit score now so you can be ready!

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